It is vitally important for prospective homebuyers to thoroughly understand the process of purchasing a home and the potential risks associated with the property's title.

Most people don't realize that the current owners of their prospective home — and their family and heirs — have extremely strong rights associated with the property.

In addition, third parties may have liens against the title for anything from unpaid child support to outstanding parking tickets! In fact, it takes very little effort to place a lien on a property, but it can take a great deal of time and money to have it removed. Title Insurance makes sure that you don't inherit anyone else's debt.